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Do I need to buy caravan insurance?

Buying a caravan is generally a large financial commitment, you may have taken out finance to buy your caravan.. A new touring caravan can cost anything from £5,000 - £20,000. As with any valuable possession its worth insuraing it against accident, fire and theft.

Stats show that about 5,000 caravans per year are stolen. Where you store your caravan can make a big difference to the liklihood of it being stolen [see our caravan storage guide for info]. Many caravans are stolen from outside the owners homes but its also worth remembering that a caravan storage site can offer a theif a wider range of caravans to choose from.

There are a number of security devices that you can buy to help deter a theif. However, a determined theif will probably be able to get past most security devices given time That's where good caravan insurance comes in.

The top 5 caravan insurance claims are for:

  • Stolen caravan
  • Accidental damage
  • Storm damage or weather related damage
  • Theft of accessories e.g. awnings
  • Recovery of caravan due to an accident whilst towing

 
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